two-people-signing-paperwork

Finance Center Your new and used automotive financing experts

When it comes to purchasing a car, you're in the driver's seat.

Our secure online credit application makes getting financing a quick & efficient process.

Phone Numbers:Sales Hours:
  • Mon - Fri8:45 AM - 8:00 PM
  • Sat9:00 AM - 6:00 PM
  • SunClosed
People looking at paperwork

We're Here To Help

Like most buyers, you may need financing to get the vehicle you want. What you don't need is a long drawn-out hassle to get it. Our user-friendly on-line credit-application process takes you from start to finish. It requires just a few a minutes of your time and a few personal details which we do not share.

It's really that easy. Get started today.

Get Pre-Approved
Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

Financing Factors

Credit History/Employment

Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.

Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

Before applying for credit, it's always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.

Factors Effecting Your Credit Score

Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.

To learn your credit score you can contact the three main credit reporting agencies:

Your Credit Score

Experian Logo
Experian:

www.experian.com
(888) 397-3742

Equifax Logo
Equifax:

www.equifax.com
(800) 685-1111

Transunion Logo
TransUnion:

www.transunion.com
(800) 916-8800

What to bring

Valid Driver's License

Proof of Insurance

Proof of Income

Proof of Residence

Proof of Phone Number

In some cases, you may be asked for additional information. We'll walk you through every step of the way and respect your privacy & concerns. Please make sure your information is current.

Shaking hands

You Make The Choice. We Make It Easy.

Every part of the car buying process should be simple. That includes determining your car payment which is just as easy our pre-approval process thanks to our on-line payment calculator. Just choose your vehicle and we'll tell you what you can expect to pay each month. Whatever your credit situation and budget, we've got a car for you at a payment you can afford.

It's easy. It's quick. It's safe. Get started today.

Map of Athens Ford Location

Get Directions

How Much Is My Ford Worth Near Athens, GA? Trade-In FAQs

Here are answers to common questions about trading in or selling a vehicle at Athens Ford.

How can I find out what my vehicle is worth at Athens Ford?
Drivers from Athens, Bogart, Watkinsville, and surrounding Georgia communities can begin by using the Athens Ford online trade-in tool. Enter details such as the vehicle's year, make, model, mileage, features, and general condition to receive an initial estimate. A final value may require an in-person appraisal at Athens Ford.
What information do I need to value my trade online?
The online trade tool typically asks for your vehicle's year, make, model, mileage, trim, and general condition, along with details on any new or pre-owned vehicle you're considering. This information helps Athens Ford generate an initial estimate before you visit.
How does Athens Ford determine my vehicle's trade-in value?
Your vehicle's estimated trade-in value may be based on its year, make, model, mileage, features, condition, vehicle history, and current market demand in the Athens and Bogart area. An in-person appraisal allows the Athens Ford team to inspect the vehicle and provide more specific information about its value.
Is my online trade-in estimate the final value?
No, the online estimate is a starting point rather than a guaranteed amount. Athens Ford confirms a final value after inspecting the vehicle in person and reviewing its condition and history.
What factors could increase or lower my vehicle's trade-in value?
Mileage, overall condition, maintenance and accident history, and current demand for your specific make and model near Athens can all affect the appraised value. Cosmetic wear, aftermarket modifications, and needed repairs may also be factored in during inspection.
Can I trade in a vehicle that I still owe money on?
Yes, vehicles with an existing loan balance can typically be traded in at Athens Ford. The finance team looks up your payoff amount and factors it into the transaction as part of the appraisal and financing process.
What happens if I owe more than my trade-in is worth?
This is known as being upside down or having negative equity. Depending on your financing terms and lender approval, the remaining balance may be added to a new loan, though this isn't guaranteed and should be discussed with the Athens Ford finance team based on your specific situation.
Can I trade in a vehicle that is not a Ford at Athens Ford?
In many cases, yes. Dealerships commonly appraise vehicles across a range of makes and models, not only the brand they sell new, but it's best to confirm with the Athens Ford team whether your specific vehicle qualifies.
Can I trade in my vehicle toward a new Ford or a pre-owned vehicle?
Yes, your trade-in value can generally be applied toward a vehicle from the new Ford inventory or the pre-owned inventory at Athens Ford, including models covered under Certified Pre-Owned Vehicles.
Can I trade in a leased Ford at Athens Ford?
It depends on your lease terms and leasing company. Some leased vehicles may be eligible for an early trade or buyout, while others may need to go through the standard lease-end process. The Ford lease return page for Athens, GA has more information, or you can contact your leasing company directly to confirm your options.
What documents should I bring for a trade-in appraisal?
Bring your vehicle's title or loan information, current registration, all sets of keys, and any maintenance records you have available. If there's an existing loan, having your account information on hand can help the finance team confirm your payoff amount.
Do I need to repair or clean my vehicle before trading it in?
It isn't required, but a clean vehicle is easier for the Athens Ford team to inspect accurately. Addressing minor repairs beforehand isn't necessary, since the appraisal accounts for the vehicle's actual condition either way.
Can Athens Ford evaluate my vehicle if I am not ready to buy another one?
Yes, the trade-in tool and in-person appraisal at Athens Ford work whether or not you're purchasing another vehicle at the same time. You can get a valuation now and decide later.
Can I sell my vehicle to Athens Ford without buying another car?
Yes, Athens Ford will buy your vehicle outright even if you have no intention of purchasing a new or pre-owned vehicle. You can use the online trade-in tool or schedule an in-person appraisal, and if the offer works for you, Athens Ford can complete the purchase without requiring any other transaction.
Where can I value my trade near Athens or Bogart, GA?
Drivers throughout Athens, Bogart, Watkinsville, and the surrounding area can value their trade online through Athens Ford, then schedule an in-person appraisal, or reach out through the Athens Ford contact page with any questions before getting started.

Menu

Get Directions

4260 Atlanta Highway, Athens, GA, 30606

Select Language

Saved Vehicles

You don't have any saved vehicles!

Look for this Save icon

Once you've saved some vehicles, you can view them here at any time.

Athens Ford 33.940690, -083.482693.